Jio Payments Bank App – Jio Launching JIO Payments Bank. So users can Open Jio Payments Bank Account with eKyc Verification Online and Can Transfer Money from Jio Money app to Jio Payments bank accounts. Users also Get Jio Bank Debit/ ATM Card to get cash from ATM’s. Scroll Down to get More detailed data about Jio Bank. Stay tuned for Launch Date, Interest rates.
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Jio Payments Bank APP APK Download – Account Opening Application Form
Jio Payments Bank is an Indian payments bank that started operating in 2018. Payment banks in India are a special category of bank that can accept deposits and make payments but cannot issue loans or other forms of credit including credit cards.
Hi Friends, Have you heard the Latest News From Jio? Ok Fine. Jio Announced that Launching Jio Payments Bank From March 14th 2018. JIO Money Wallet will shut down and those Money will be transferred to Payments bank Account. why because Under RBI Guidelines, For Every Money wallet should verify users KYC Documents. For those Purpose jio Closes their JIO Money Wallet Services and Opening JIO Payments Bank Accounts like Paytm Bank Account, Airtel Payments bank, Aditya birla’s NSDL Payments bank & Fino Accounts.
What is Payments Bank?
Like you Know Paytm Payments Bank, Airtel Payments bank, Fino Payments Banks, JIO Payment Bank also is one among them. Payments Bank Will Work Under Guidelines of RBI and gets Authorized rules from Reserve bank of india. In this Banks to Allow People Can Deposit Up to 1 Lakh Rupees initially with eKyc Verification (Aadhar Card, Passport Photo). Above 1 Lakh rupees also can deposit later depends on request received from banks. These Payments Bank will Provide ATM/ Debit Cards, Internet banking, Interest Rates on Deposits/ Holding Amounts and also you can transfer money to another Normal bank accounts like SBI, HDFC, Axis, ICICI etc. Payments bank also will work as normal bank accounts but it wont provide Loans, Credit cards.
Now, Airtel Payments Banks and Paytm Payments bank branches opened in all major cities. So that you can do cash Deposit and ATM Withdrawals easily. Jio also will keep their JIO Payments banks in all cities Soon. Cashback Offers and Discounts also will be given.
Jio Payments Bank App Download For Android, iOs, Windows
Like Jio Money Wallet app, Jio will Launch Jio Payments Bank Application for Android in Playstore, for Iphone/ ios devices in Apple Store and for windows mobiles in windows Store. We will Give app links here after official launch by jio.
How to open Jio Payments Bank Account with your Aadhaar Number
We are Providing step by step process to create account in payment bank of jio.
Step: 1
First of All, Install Jio Payment Bank app
Step: 2
Select JioMoney registered mobile number & proceed.
Step: 3
After device binding, setup your mPIN.
Step: 4
Open Bank tab in MyJio tap on ‘Create Account’ banner
Step: 5
Enter your Aadhaar number
Step: 6
Enter OTP sent on your mobile number linked to Aadhaar
Step: 7
Enter & review your account details
Step: 8
Tap to agree & proceed
Step: 9
Your account will open within 72 hours after being reviewed
CHARGES & FEES
Service | Fees/Charges (Rs.) |
---|---|
Account Opening | Free |
Load/Add Money (Mobile App) | Free Unlimited |
Funds Transfer | |
Within Jio Payments Bank (Mobile App) | Free Unlimited |
From Jio Payments Bank to another Bank (Mobile App)-IMPS | Free Unlimited |
From Jio Payments Bank to another Bank (Mobile App) – NEFT | Free Unlimited |
FREQUENTLY ASKED QUESTIONS (FAQ’s):
Who is eligible to hold a Jio Payments Bank account?
Any Indian resident above 18 years of age can open a Jio Payments Bank account.
What is the minimum balance I need to keep in my Jio Payments Bank account?
There is no minimum balance requirement for Jio Payments Bank account.
Are there any charges/fees for using my Jio Payments Bank account?
There are no charges or fees for your Jio Payments Bank account.
Are there any penalties if the account is inactive?
No. There are no penalties if the account is inactive.
What are the ID proofs required for opening a Jio Payments Bank account?
You just require an Aadhaar Card and PAN Card to open a Jio Payments Bank account.
Can I link other bank accounts to my Jio Payments Bank account?
Yes, you can link your bank accounts using UPI or Debit/ Credit Card
How secure is my Jio Payments Bank account?
Your Jio Payments Bank account is protected from un-authorized access by requiring password and mPIN to access your account. This ensures that your account is secure even if you lose access to your phone. In case you are transacting at any of our outlets, you will need to authenticate using your fingerprint, which will prevent any kind of unauthorised access to account. Our IT systems are PCI DSS compliant, which ensures that your data is stored securely.
Is my money safe if I lose my phone?
Yes, your money is always safe with Jio Payments Bank, even if you lose your registered mobile number since only you can access your account through your own biometric or M-Pin details.
Can someone withdraw money from my Jio Payments Bank account if that person knows my account and mobile number?
No. Only you can access your account through your own biometric or M-PIN details.
From where I can get a UPI Handle for my Jio Payments Bank account?
As soon as you open a Jio Payments Bank account, you will get a UPI handle. You can define your own UPI handle while opening your account.
Can I withdraw money from any Jio Point or do I need to visit the home outlet?
You can withdraw money from any of the Jio Points across India.
Is it necessary to have a Jio number to open a Jio Payments Bank account?
No. You can open a Jio Payments Bank account even without a Jio number
Is it necessary to have a smartphone for operating my Jio Payments Bank account?
No. You don’t need a smartphone to operate Jio Payments Bank account. You can bank with us at any of our outlets.
I have a Jio Payments Bank Savings account. Will I be issued a Debit Card?
No debit card will be issued by Jio Payments Bank
Is there a hotline number, where I can call to freeze my Jio Payments Bank account?
Yes. You can freeze your account by calling us at 1800 891 9999.
Interest Rates on Deposits ?
We can Expect Best rates Compared to Other payments banks of airtel, paytm, fino. because Jio Always attracts customers with best prices in market. Official interest rates will Announce soon.
JIO Banks Branches : Locations will be Update Soon.
After official Announcement, We will Provide Step by Step Guide and Procedure of Jio Payments bank account opening and Other guidelines. Stay Tuned.
USMAM says
Host 106 Kabir Nagar model Town North Delhi
Shylesh Pandor says
Nice app
Jagendra Singh Watte says
Dear ,
Sir Samsung z2 me not support
Hanuman says
Jio payment bank account open
Papun mohanta says
Hy sir my jio app not show jio pament bank please sir solve my problem
Papun mohanta says
Please sir answer me
Rahul kumar says
Bank
Mohammad yunus says
Bank account open
Ajit das says
Please account open on jio payment bank and sent the registration number